Why choose us?


SJ Auto is partnered with over 100 dealerships throughout Western Canada, representing a diverse range of manufacturers. This extensive network provides us with limitless access to an array of vehicles, including Trucks, SUVs, Sedans, Vans, and Sports cars, through all of our trusted dealer partners. Whether you're in the market for a brand-new model or a pre-owned vehicle, we have got you covered.

Credit Building Programs

A credit-building program for an auto loan helps individuals with poor credit scores or no credit to obtain car financing. The goal is to improve the borrower's credit score, leading to better loan terms, interest rates, as well as better vehicles, and opening the doors to bigger opportunities in the future like buying a home.


After we assist you in selecting the ideal vehicle, we will conduct a thorough 162-point inspection and provide you with a comprehensive CarFax report. This report includes the complete service history of the vehicle, along with any accident reports, ensuring absolute transparency in the vehicle's condition (only applies to second hand vehicles).

Customer Service

We believe that buying a car should be a fun and exciting experience, and we're here to make that happen. Our team is knowledgeable, friendly, and always happy to answer your questions and provide guidance throughout the process.

Home Delivery

We will go the extra mile and deliver your new vehicle straight to your door anywhere in Western Canada (British Columbia and Alberta).


SJ Auto is a completely free service that offers a transparent and comprehensive car-buying experience to all customers, with no hidden fees or charges. We take pride in offering our services at no cost to you, ensuring the best possible deal with our expert advice and assistance.

Select your dream vehicle

Access to 2500+ vehicle options
& Will deliver anywhere in Canada

Some of our dealer's lending partners

Meet the family

For over a decade, we’ve been the trusted choice for residents across Canada. Our commitment to excellence has earned the satisfaction of numerous customers, fostering meaningful connections in both provinces. These stories reflect the quality of our services and the enduring relationships we’ve built in the heart of Canada.

Did what others could not

I moved to Canada 7 months ago and do not have permanent residence. Because of this, it was very difficult to get into a car loan and I had tried to at many places. I found this company and they assured me they could get it done and they did. I got a great starter loan in Canada at a much lower rate than I anticipated. Thank you sj auto loans you have made my life much easier.


Nanaimo BC

Highly recommend

I recently used SJ Auto Loans for my car purchase, and I’m delighted with their exceptional service. The process was smooth, thanks to a friendly and knowledgeable agent who helped me choose the best loan. Their competitive interest rates and quick application processing allowed me to buy my dream car without delays. I highly recommend SJ Auto Loans for their excellent service, competitive rates, and hassle-free process.


Saskatoon SK

Surpassed Expectation

“After struggling for over a year to find a car due to credit issues and unresponsive dealerships, a friend recommended SJ Auto Loans. Skeptical at first, I applied, spoke to Santino, and within 24 hours, I was driving a brand-new SUV. Their quick and efficient service exceeded my expectations!”


Calgary AB

85,000+ happy customers have chosen SJ Auto, find out why they love us.


Get in touch


(250) 268-7313
Available 24/7